Day 51- So close, yet so far away

We have floors! They are putting in a nice, wood-look ceramic tile all over our house. This was a major concession on my part because I loved my hardwood floors. Loved. I did not, however, love seeing them in a dumpster, and I don't think my heart could take it one more time. Ceramic makes sense for our lifestlye and for our repeat flood risk. I'll get some pictures up once they are complete.

Now, my house looks mostly like a real house instead of a construction site. Pay no attention to the dumpster in the driveway. This is both comforting and frustrating because it looks so nice, but it is really just a shell. There are still no appliances (except the fridge in the playroom), no functioning sinks, and no connections for the satellite dish and phone downstairs. It looks pretty, but it is still not usable. I have a promise from the contractor to have our appliances in on Friday, but I am not scheduling my life on that promise.

On the finance front, we did recieve the first "draw" on our insurance check from Chase. The bank put a 10 business day hold on the deposit, and the first $4000 that comes free will go to the demo dudes who have been waiting on their payment for about 50 days now. Although we completed the required "50%" inspection on Saturday, I have no hope of seeing the second check for at least 2 weeks, and the final draw will not even get started until we have a final inspection of repairs. After an inspection, the inspector has 10 business days to file his report, and then Chase has some allotted time to process the report and send the promised funds. Also, while the first draw is supposedly sent immediately upon reciept of the check (try 12 days later), the second and third draws are dependant upon successful submission of all the crazy paperwork.